Largest Independently Owned, Family Run Title Company
What people are saying…
The staff in the Seminole office are amazing!! I'm a realtor and use them whenever I can for my closings and even for my personal re-finance. Always a pleasure to work with Tina and Mike! Rose Brown
They didn't have to come in on a Saturday to close the largest transaction of my career to be my favorite title company, but they did. Thank you, Mike, Tina and the crew in Seminole. You set the bar when it comes to going the extra mile for your clients. Scott Ramella
I use Coastline Title for all of my title work whenever possible! Their quick response and friendly smiles compliment their reasonable title fees! It's a win / win for everyone! Dean Shafer
From the Founder
"As a lifetime Pinellas County Florida resident, I started Coastline Title in 2006. With over 25 years in the residential and commercial real estate industry, I saw people needed a title agent that empathized with sellers and buyers during one of the largest transactions of their life. My passion for community and providing outstanding customer service has propelled our business to be the largest independent title company in Pinellas County." - Mike Valind
Why Coastline Title
Experience - Over 150 Years of Combined Experience
Convenience - Closings Anywhere & Anytime
Courier Assistance - Gratefully Pick Up or Drop Off Contracts & Escrow Near Me
Access - Responses and Call-backs Within the Hour
Reputation - Top Agent Award for 2017 from Old Republic
Short Sale Specialists - Helping Hundreds of Homeowners with Empathy and Compassion
Marketing Assistance - Marketing and Sales Trainings for Local Real Estate Agents
Cooperation - Weekly Networking, Pitch Sessions, and Realtor Caravans
Good Faith Assistance - Guidance with Net Sheets and Preliminary HUD Statements
Competitive Rates - We Match and Beat any Written Title Quote from Competitors
Frequently Asked Questions
What Does Title Insurance Protect?
Title insurance protects you and your lender if someone challenges the title to your property. This may be in the form of an alleged title defect, which was unknown to you at the time you purchased the property, but came to light at some future date during your ownership of the property. A title insurance policy contains provisions for the payment of losses which result from a covered claim. The title insurance policy also covers legal fees in defense of a claim against your property. Coverage can benefit the homeowner or the bank or mortgage company (lender).
What Does Title Insurance Cover?
The title insurance policy available to owners of real property in Florida is an American Land Title association ( ALTA ) policy. Since title insurance is required by your lender, the lender will specify the type of policy required.
Who Should Purchase Title Insurance?
Lenders require title insurance as a condition for your loan.Two types of policies are available: an owner’s policy and a lender’s policy. A lender’s policy insures that the lender’s security interest in the property has priority over claims that others may have in your property. A lender’s policy does not protect you. Similarly, the prior owner’s policy does not protect you. If you want to protect yourself from claims by others against your new home, you will need an owner’s policy. An owner’s policy insures the buyer for as long as he or she owns the property. This protection is limited to the value of the property. It is usually less expensive to purchase a lender’s policy and owner’s policy at the same time from the same title insurer. Contact your title insurer for additional information.
How Much Title Insurance Do I Need?
The homebuyer should insure the full purchase price of the property; the lender only requires title insurance to cover the amount of your loan.
What is Escrow?
Escrow is a service which provides the buyer and seller with protection in the handling of funds and documents in the property transaction. Escrow enables the buyer and seller to transact business with each other through a neutral party. The “escrow holder” typically receives purchase funds from the buyer for deposit in an escrow account, prepares the deed or other documents, prorated taxes, interest, and insurance according to the escrow instructions, secures release of any contingencies imposed in the escrow, records deeds as instructed, requests issuance of the title insurance policy, prepares final accounting statements for the parties, disburses funds as authorized by the escrow instructions, and closes escrow when all of the escrow instructions of buyer and seller have been carried out.